Baccarat is a gambling card game. It is supposed to have been introduced into France from Italy during the reign of Charles VIII of France (ruled 1483-1498). There are three accepted variants of the game: baccarat chemin de fer (railway), baccarat banque (or a deux tableaux), and punto banco (or North American baccarat).

Baccarat (pronounced Back-a-rah) is a simple game with only three possible results - 'Player', 'Banker' and 'Tie'. The term 'Player' does not refer to the customer and the term 'Banker' does not refer to the house. They are just options on which the customer can bet.

Baccarat is an unusual game in that any score of 10 is worth 0 (or 'Baccarat'). The highest score that can be achieved is 9. Two picture cards would have a score of 0. A 9 and a 6 would not equal 15 but 5. (Minus the first digit) An ace counts as 1 and the rest of the cards retain their face value.